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Title Insurance for Owners and Lenders

Are you in the process of buying or selling a home? Whether you are a lender or homebuyer, title insurance offers protection from financial loss in the event the property has defects in the title. 

At Quaint Oak Abstract, we are committed to ensuring the title insurance process goes smoothly and efficiently. We stay on top of deadlines, maintain open communication with all parties involved, and resolve any issues in a prompt and professional manner. Our experienced team can help establish a positive working relationship between the buyer, seller, and lender, fostering a collaborative and stress-free environment.

Older couple sitting on couch discussing title insurance from Quaint Oak Abstract
Young couple in kitchen deciding between a basic vs enhanced title insurance policy

Selecting a Title Insurance Policy: Basic vs. Enhanced

When selecting a title insurance policy, there are two options: basic and enhanced. The basic insurance safeguards the buyer against any defects that existed before taking ownership. In comparison, the enhanced title insurance is exclusively available for owner occupants and provides an added layer of protection for the title after the property is acquired. The enhanced title insurance policy also shields the buyer from:

  • Post-policy Forgery or “Deed Theft”
  • Encroachment Onto Insured Lands
  • Losses Due to Building Permit Violations
  • Losses Due to Violations of Existing Subdivision Law
  • Forced Removal of Existing Structures That Encroach Onto an Easement or Violate a Building Restriction Line

Unlike standard insurance policies that mitigate future risk, a title insurance policy offers protection from prior events. For lenders, title insurance is typically required when a borrower has secured a mortgage loan to protect the interest of the lender. For owners, a title insurance policy protects the homebuyer in the event a covered issue arises.

Working with Our Title Insurance Agents

As your title insurance agent, we can provide a range of benefits throughout the process of buying or selling a property. Our responsive and friendly agents are always available to answer questions, address concerns, and provide guidance. 

By choosing Quaint Oak Abstract as your title insurance agent, you can rest assured that you will receive exceptional service and support throughout the entire transaction, leading to a successful and satisfying experience.

Title Insurance Services from Our Team

Quaint Oak Abstract delivers skilled and effective title insurance solutions for our customers. As a multilingual, communicative team focused on offering first-rate service, we work diligently to ensure you feel confident throughout the process. Before securing your title insurance, speak with one of our trusted agents for more information.